Hospitality
Hotels, restaurants, and bars carry risks tied to guests, alcohol, and food service. We build coverage around how your business actually runs.
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Independent agency in Coral Gables, Florida
Insurance for hotels, restaurants, bars, and real estate investors in Florida
Running a hotel, restaurant, or rental property means dealing with risks a general agency doesn't see every day. We work only with hospitality businesses and real estate investors, so we know what actually needs coverage.
What we cover
We concentrate on three kinds of business. That focus is what lets us actually understand your risk instead of just selling a generic policy.
Short-term rentals
Standard homeowners policies usually exclude short-term rental use. We cover properties built for frequent guest turnover.
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Real estate investors
Landlords and property investors need coverage that scales as a portfolio grows. We build one program instead of a separate policy for every property.
See commercial coverageWe shop several carriers so you don't have to
We compare carriers for you
We're independent, so we can compare coverage and pricing across several carriers. You get the option that actually fits, not just the one we happen to sell.
We know Florida's storm risk
Florida property insurance works differently than the rest of the country. Wind, flood, and named storms all affect what a policy needs to cover. We work with this every day because it's where we're based.
We only work with hospitality and real estate
We only take on hospitality and real estate accounts. That means we see the same risks over and over, and we know where the gaps usually are.
You work directly with the founder
Jose Beaumont started Coastline Insurance after almost 9 years working in the insurance industry. He works directly with clients on hospitality and real estate accounts, in English and Spanish.
Jose Beaumont
Founder, Coastline Insurance
Tell us about your business
We'll ask a few questions about your business or property, then get back to you.
Get a quoteWe also handle home and auto insurance for our commercial clients and their families. Ask about personal coverage if that's you.